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| All landlords and managers should read and understand. As a creditor and one who seeks credit reports on prospective tenant, you need to understand the consumer's rights as well as yours. Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every “consumer reporting agency” (CRA). Most credit reporting agencies are credit bureaus that gather and sell information about you - such as if you pay your bills on time or have filed bankruptcy - to creditors, employers, landlords, and other businesses. You can find the complete text of the FCRA, 15 U.S.C. 1681-1681u, at the Federal Trade Commission's web site (http://www.ftc.gov). The FCRA gives you specific rights, as outlined below. You may have additional rights under state law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights. Downloadable immediately. Copyright 2004. Price: Access by Gold Members Only |
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| COMING SOON! Take a look any at one of our forms "work in progress!" Use this worksheet to thoroughly process any new applicant. Downloadable immediately. Copyright 2004. |
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